DeFi (Decentralised Finance) is growing fast. So fast that it’s difficult to keep on top of all the new projects and DApps that are being announced. Nevertheless, it’s something I’ve been trying to do since the summer of 2020, and over the months I’ve accumulated a decent list through my…

By Andy Bryant on The Capital — This is my second Bitcoin halving event, but for many people following the crypto/bitcoin space, this will be their first. I thought it might be useful to write a few words on the most common questions that I get asked about this significant event in Bitcoin. The next halving takes place on May 12. What is the halving? Why does it happen every 4 years? Bitcoin, by its design…

By Andy Bryant on The Capital — After recently conducting a retrospective on my 2019 predictions, scoring 3/5 by my own self-assessment, I’m ready to issue some more for 2020. NB Special thanks to Silicon Luxembourg who published these last week (minus some extra material here) This year's summary: DeFi will grow, fast China will be first to the CBDC…

A self-assessment of my blockchain bets in 2019 — did I hit or miss? — Everyone in the crypto space seems busy right now publishing their predictions for 2020. Yet while Twitter abounds with a variety of divination, some interesting and thoughtful, but also some delusional and naive (Sorry #XRPArmy, but $1,000 XRP would value the asset at more than half of global GDP —…

And how Blockchain will trigger a Machine-Economy Explosion.. — (NB this is part 2 of my Machine Economics series. Feel free to read Part 1, although this piece can also stand alone) As internet technology continues it’s unstoppable march from the relatively benign world of information sharing and socialising, and into our more sacred and serious financial matters, the…

An attempt to demystify the Travel Rule challenges for Virtual Asset Service Providers using practical step-by-step examples — Author is COO of bitFlyer Europe, a global crypto exchange and regulated VASP. The global crypto-sphere is buzzing about the recent guidelines by the Financial Action Task Force (FATF) regarding it’s new Risk-Based-Approach (RBA) for Virtual Asset Service Providers (VASPs).

Consumers have never had so many options when it comes to personal finance. Think back only five years ago and not even Monzo was on the scene. …

By Andy Bryant on ALTCOIN MAGAZINE — Barely a day goes by without some sort of debate in the press around cryptocurrency’s capability for longevity. Is it a bubble overdue a burst? Are falling coin prices heralding the end? Alternatively, is it a future mainstream technology simply going through the traditional stages of a hype cycle? …

The future economy will be barely recognisable to humans. Investment and economic decision-making, far from being under our control, will be so advanced in sophistication that human minds will be relegated to mere passengers in a cambrian explosion of novel, automated methods and financial forces. It will be difficult to…